A professional employer organization (PEO) allows companies to expand faster and with less friction by taking over critical administrative responsibilities. PEO service providers can handle all of your HR, payroll, recruiting, compliance, risk management, and more.
Whether you’re interested in hiring a PEO company for the first time or looking to switch providers, we’ve reviewed the top options out there. Discover a trusted PEO solution that fits your organization’s needs today.
Compare the Best PEO Companies
The 11 Best PEO Service Providers
- Rippling — Best for growing businesses with multiple locations
- Deel — Best compliance guidance for US-based businesses
- Resourcing Edge — Best fully customized PEO services
- TriNet — Best health benefit options for SMBs
- Amplify PEO — Best HR technology suite with PEO services
- Insperity — Best support for small businesses with simple health plan needs
- Paychex — Best for outsourcing payroll and tax compliance
- ADP TotalSource — Best 401(k) plans for midsize organizations
- Justworks — Best for businesses hiring at scale
- Papaya Global — Best global PEO company
- VensureHR — Best for businesses with less than 50 employees
We’ll cover the features, benefits, and costs, as well as any drawbacks of the best PEO providers. These are well-known, longstanding organizations that can take over as many back office responsibilities as you need.
After the reviews, you’ll find a short guide to help you ask the right questions as you search for the best PEO service for your specific workplace.
Rippling — Best for Growing Businesses with Multiple Locations
With Rippling, you can expect all the essential PEO features under one roof, from HR support to enterprise-level benefits and compliance advising to payroll tax filing services.
The PEO’s main forte lies in assisting growing businesses with multiple locations. In an era where small enterprises expand across various cities, states, and even countries, partnering with a PEO capable of providing nationwide or global support is pivotal. Rippling’s innovation shines through features like computer inventory management, simplifying asset management across various locations, and ensuring your resources are efficiently allocated.
Another one of Rippling’s strengths is its user-friendly remote onboarding process that adds new employees to the platform within minutes. It can also seamlessly handle intricate tasks, such as local tax registration and customization of labor laws and minimum wages, to align with different state regulations.
But what we really love about Rippling is that it’s both flexible and scalable. This means that as your business grows, Rippling can grow with you.
You can easily switch between the PEO co-employment model and its stand-alone HR technology, allowing you to tailor the service to your specific needs. The lack of annual contracts provides your business with additional flexibility. Even the transition from its PEO model to in-house HR is swift and seamless, a unique advantage not seen in many other PEO services.
Note that in order to use Rippling, you must have a minimum of five employees on your team.
Rippling estimates that you’ll save an average of $1,775 per employee per year by leveraging its PEO service. That’s over $62,000 for a business with 35 employees and over $133,000 for organizations with 75 employees.
The exact savings will vary by company, but this is definitely something you can discuss during your consultation.
Rippling recently launched new recruiting features and services—further solidifying them as our top-rated provider for growing businesses. This simplifies the way your organization posts new job openings and sources top-level talent.
As for pricing, Rippling keeps it simple: just pay a fixed-rate administrative fee with no hidden fees or monthly surcharges.
Request a demo today to learn how Rippling PEO can help your business streamline HR and payroll operations.
Deel — Best Compliance Guidance for US-Based Businesses
Deel offers a wide range of different HR and payroll solutions for global organizations. But its PEO services are strictly for companies based in the United States.
With Deel as your PEO provider, you’re getting the ultimate combination of human expertise paired with robust software. This means you can consolidate your tech stack and use Deel’s HRIS as a single source of truth.
Best of all, you’re getting access to Deel’s in-house experts for local labor laws, taxes, payroll, and more. So if you’re growing across state lines or hiring at scale, Deel helps ensure compliance every step of the way.
If you have any questions or need help, you’re just minutes away from speaking with a Deel representative. They offer 24/7 in-app chat with an average first response time of less than two minutes.
Other top benefits of Deel’s PEO service include:
- Online payroll
- Benefits administration
- Tax calculations and filings
- Locally compliant training
- Employee handbooks
- HR policies
Deel will even handle your workers’ compensation claims and risk management—all on your behalf.
It’s worth noting that Deel offers two distinct types of services that are both promoted on its PEO page. There’s the US Payroll solution and the full-service PEO package. As you’re navigating through Deel’s website and exploring the PEO benefits, the lines are slightly blurred as to what’s included with each option.
There are certain aspects where the two offerings are nearly identical—such as tax calculations and filings, as well as the robust HR software. But the PEO service provides far significantly more than just a payroll solution.
For example, if you want to rely on Deel for benefits administration and you’re only using them for payroll, they’ll simply refer you to a benefits provider to help set up and manage your program. But with Deel as your PEO provider, they double as a full-service benefits administrator on your behalf.
Furthermore, the benefits administration perks are a paid add-on to the payroll packages, whereas it’s included as part of the PEO service.
Deel’s PEO service is newer than its payroll service, which makes sense as to why so many of the offerings overlap between the two.
For more information and pricing details, just reach out to the Deel sales team to book a demo.
Resourcing Edge — Best fully customized PEO services
For two decades, Resourcing Edge has provided fully customized solutions for its clients. Resourcing Edge covers all aspects of your company’s human capital management needs, including payroll, employee benefits, HR, and risk management. They do the heavy lifting and let you focus on growing your business.
Resourcing Edge offers a full array of PEO services and customizes solutions for each and every client. They also make it easy for you to manage your program by offering a single point of contact and a robust web-based platform that gives you 24/7 access from your computer, tablet, or smartphone.
Resourcing Edge stands out from its competitors with:
- Customized solutions – your business is unique and so is the way your PEO services should be managed
- Advanced technology – streamline access and manage your program from anywhere at any time with re360, their proprietary web-based tech platform
- Specialists for every service – forget generalists with limited knowledge—no matter your question, an experienced and knowledgeable professional is ready to help you
- A single point of contact – with your dedicated Personal Account Manager, you’ll always know exactly who to contact for any need
When you partner with Resourcing Edge, you entrust your human capital management to a service provider with a demonstrated commitment to being the best in the industry. Resourcing Edge has numerous accreditations and certifications to ensure your confidence.
Some of the services Resourcing Edge PEO offers include:
- Risk management
- Time and attendance
They are accredited by the National Association of Professional Employer Organizations (NAPEO) and the Certified Professional Employer Organization, where they are one of the few PEOs to be certified by the IRS. Resourcing Edge is also accredited by the Employer Services Assurance Corporation (ESAC). Only 5% of outsourcing service providers have received this accreditation.
Find out how you can empower your organization with a free consultation with Resourcing Edge.
TriNet — Best health benefit options for SMBs
TriNet is an excellent option for small businesses that plan on staying small. It won’t limit your growth by any means, but TriNet is one of the few PEO services with multiple options for businesses with less than 100 employees—including solutions for businesses with as few as five employees.
They offer similar PEO services to other players in the industry. But TriNet also has niche-specific options for HR consulting, benefits, payroll, risk mitigation, and HR technology.
TriNet does not try to appeal to larger organizations. In fact, services are segmented by employee size into these three categories:
- 5-19 employees
- 20-99 employees
- 100+ employees
We recommend TriNet to those of you who fall on the lower end of this scale. A company with 500 or 1,000+ employees should look elsewhere.
TriNet offers a wide range of employee health benefit options through insurance companies like United Healthcare, Kaiser Permanente, Aflac, Aetna, and MetLife.
Beyond TriNet’s exceptional service and support, you’ll also benefit from robust HR technology. The company recently acquired Zenefits, an industry leader in the HR software space. Now TriNet users have access to software that’s even more powerful and user-friendly.
TriNet also has partnerships with big brands to offer small businesses and employees marketplace discounts. Some of those brands include Verizon, AT&T, Hyatt, and Avis.
If you want to learn about more services from TriNet, we also included it in our list of the best HR outsourcing services.
Overall, TriNet stands out as one of the best PEO providers because of its service and attention to detail. Whether it’s during the hiring process, onboarding, or just day-to-day questions about benefits or employee status, TriNet is there for all of those needs.
Amplify PEO — Best HR technology suite with PEO services
Amplify offers a full-service PEO solution along with a suite of HR technology that centralizes information for admins and employees.
From hiring to retiring, you need a guide to help you stay organized. Amplify does that for you. All employee documents and data stay in one place. Amplify offers any type of administrative relief you need: from GL mapping to complex compliance issues, they have a specialist ready to help.
And once your company is set up on Amplify, it’s easier to see the big picture. With expert guidance, Amplify will help you make smarter decisions about how to increase your revenue, lower costs, and offer your employees even better benefits.
They offer a roster of features and services you’d expect from the best HR solutions out there including:
- Payroll solutions
- Benefits options
- HR management
- Time and labor
- Risk management
- Safety reviews and OSHA assistance
- Workers’ compensation and claims resolution
Amplify’s services help save companies an average of $1,185 per employee each year. If your company has 25 employees, that’s nearly $30,000 a year saved. If your company has 100 employees, that’s $118,500 saved.
We really like Amplify because they’re more human than a lot of other PEO providers. And we mean that literally. Any and all HR issues are directed to an actual person rather than an automated call center.
In terms of employee benefits, Amplify has some of the most extensive offerings on our list. Beyond medical and dental, Amplify has solutions for vision coverage, supplemental benefits, spending accounts, and employee assistance programs.
They also help with retirement planning, health reform, and employee development. This ensures that your organization remains compliant while keeping your employees happy at the same time.
So whether you’re looking for benefits solutions, payroll solutions, or retirement solutions, Amplify has you covered.
Pricing is not available on their website, but you can request a quote for free.
Insperity — Best support for small businesses with simple health plan needs
Founded in 1986, Insperity has nearly four decades of experience providing HR solutions for small businesses and large enterprises alike. Over the years, this provider has racked up a long list of awards, achievements, and glowing reviews from happy customers.
One stand-out feature of Insperity is its flexibility. Unlike other PEO providers on the market, Insperity won’t lock you into a long-term contract. You can cancel at any time as long as you give them 30 days’ notice.
With Insperity as your PEO provider, you’ll also have access to the iOS and Android mobile apps to monitor and manage your business on the go. It’s a great option for those of you who enjoy leveraging the latest technology to streamline processes.
While Insperity can easily manage the needs of businesses with 150-5,000 employees, we recommend its services to small and medium-sized business owners with less than 150 employees.
Insperity’s full-service HR solution includes:
- Employee benefits
- HR administration
- Risk management
- Talent management
- Tech services
If you don’t need a full-service solution, that’s totally fine. Insperity’s individual solutions are also great.
While the company is fairly large, they still provide excellent customer service and know how to work with small business owners.
Insperity does not list prices for its services online. You’ll need to speak with the sales team to get a custom quote.
A potential drawback of using Insperity for PEO services is that its health plan options are limited. Unlike other providers, Insperity only offers health plans from a single health insurance provider.
So if your company wants to give your employees multiple options for healthcare, you should look elsewhere on our list. But this usually isn’t a problem for small business owners.
Paychex — Best for outsourcing payroll and tax compliance
One of the biggest standouts of Paychex is the way that it provides PEO services. Every business that works with Paychex gets a dedicated HR professional. When you call for help, you’ll be speaking with someone who knows your business.
In some cases, this dedicated HR manager can even be on-site at your office. For example, Paychex PEO has dedicated safety representatives that can help your company meet regulations established by OSHA (Occupational Safety and Health Administration).
By working directly with your employees, Paychex takes HR outsourcing to the next level. Since Paychex works so closely with your company, it makes it easier to assess workplace risks and address key areas of liability.
These are some of the top features and benefits of using Paychex as your PEO provider:
- Insurance plans
- Time and attendance
- Payroll administration
- Employee benefit accounts (HSA, FSA, HRA)
- 401(k) plans
- Workers Compensation
- Risk management
- Unemployment insurance
- Human resources
- Technology solutions
Like other PEO providers, Paychex also offers individual services if you don’t need a full-service plan.
It is as much, or as little, help as you need. You could use Paychex PEO simply to take payroll and essential HR off your plate–never think about an IRS change ever again. Or you could use it to help set up comprehensive performance management or workplace safety initiative.
The price for Paychex PEO services is based on the number of employees you have. Request a free consultation today to find out the exact cost for your business.
ADP TotalSource — Best 401(k) plans for midsize organizations
ADP is an industry leader in human resources software. It provides services to businesses of all shapes and sizes.
ADP also offers TotalSource, their full-service PEO solution.
This is a great option for small to medium-sized business owners. Whether you have 1-49 employees, 50-999 employees, or 1,000+ members on your team, ADP has a plan for you.
ADP TotalSource is used for human resources, talent management, payroll, employee benefits, and risk assessment.
As a small business owner, you can use ADP to provide enterprise-grade medical, dental, and vision care to your employees. Furthermore, ADP also offers 401(k) plans.
The technology used by ADP is the biggest standout of this PEO provider. Everything from HR to payroll, benefits, and recruiting can be accessed and managed through a mobile app or easy-to-use web dashboard.
But arguably the best feature of ADP is the customer service.
Naturally, your employees will have questions. Whether it be about their pay, benefits, or something else that would fall into the HR category. Rather than bothering you with those questions, your staff can simply contact an ADP representative directly.
ADP’s knowledgeable and friendly staff will guide your employees in the right direction to answer any questions or help them pick a plan that fits their needs.
We like ADP because it also has industry-specific solutions for businesses in the following categories:
- Restaurant and hospitality
- Government and education
- Professional and technical services
- Financial services
ADP provides PEO services and technology in over 140 countries worldwide.
The only potential downside of using ADP TotalSource is the company’s size. Since ADP is so large, it’s possible that your small business could feel like it’s getting lost in the shuffle.
Justworks — Best for businesses hiring at scale
Justworks is a full-service PEO provider offering payroll, human resources, compliance, and employee benefits.
In addition to benefits like health, vision, and dental insurance, Justworks also provides a wide range of compliance services. It handles W-2 and 1099 filings, unemployment insurance, and workers’ compensation.
Justworks has an automated payroll system for direct deposit, paying vendors and contractors, and integration with your business accounting software like Quickbooks and Xero.
Another benefit of Justworks is that it can accommodate the needs of businesses of all sizes. This means it can easily scale with you as your company grows.
Here’s a closer look at some of the perks offered from Justworks:
- Access to healthcare benefits through Aetna, Kaiser Permanente, and United Healthcare
- Dental and vision through MetLife
- Access to wellness perks and fitness memberships (like Talkspace and ClassPass)
- Ability to split automated direct deposit into multiple accounts
- Track hours and sync with time-tracking with payroll
- Overtime management
Justworks even offers HR consulting and tailored guidance for things like employee onboarding, employee termination, and leaves of absence. They’ll also recommend tips for helping you improve employee happiness in the workplace.
We like Justworks because it gives you so many options. You’re not forced to take the health insurance package, but it’s available if you want it.
Justworks offers 24/7 customer support. The company is modern and still growing at a rapid rate, so we expect them to continue providing excellent service in the future.
The only real downside of Justworks is its lack of experience. There are other PEO service providers who have been in business for decades.
With that said, they’re still an IRS certified and ESAC accredited PEO provider. So we can’t fault them too much for being a newer company.
There are two different Justworks PEO plans to choose from—Basic and Plus.
The Basic package includes payroll, benefits administration, HR tools, and compliance. It starts at $59 per month per employee, and drops to $49 per employee per month if you have 50 or more employees.
Justworks PEO Plus gives you everything in the Basic package, plus access to medical, dental, and vision coverage. The Plus rate starts at $99 per employee per month, and gets reduced to $89 for 50 or more employees.
If you’re just starting out and new to working with PEO service providers, you could always start with the Basic plan and upgrade to Plus when you’re ready.
Papaya Global — Best global PEO company
Papaya Global offers an easy and safe way for companies to expand internationally. As a global PEO, it can serve as the employer of record (EOR), so your company doesn’t have to open a foreign entity.
Hire, onboard, and pay full-time employees in more than 160 countries using Papaya Global’s technology.
On day one, you’ll benefit from Papaya Global’s deep experience with international regulations, knowing that your company will stay compliant with all regional requirements and local expectations.
That saves time, money, and a ton of stress.
Papaya Global gives you the freedom to test out new markets quickly, getting contractors or FTE’s up and running in any region with minimal difficulty.
All the compliance headaches are outsourced to the global PEO. Your company can stay focused on its goals, letting your Papaya Global deal with the local currencies, financial requirements, and quirks of doing business in other countries.
On your end, there is a clear dashboard to track employees, explore payroll data, or dig into your workforce metrics. Maintain all your HR goals, even as you expand internationally.
For your employees, there is a modern self-service portal that allows them to answer many of their own questions and get the information they need.
Add the self-service portal to an already streamlined international onboarding experience, and Papaya Global is sure to help your company make a great impression on new hires.
Papaya Global offers international payroll services starting at $12/month per employee. This is full-service payroll that works in over 160 countries.
Employer of record services start at $650/month per employee. Papaya Global will take responsibility for payroll, benefits, HR compliance for your international employees.
There are volume discounts for large organizations
Compliant, accurate, and dependable, Papaya Global is your all-inclusive solution for building an international workforce.
VensureHR — Best for businesses with less than 50 employees
VensureHR offers a full range of HR solutions that helps simplify your processes. It’s an easier way to manage multiple initiatives under one roof, while reducing your own internal workload requirements.
You can use VensureHR to consolidate things like applicant tracking, time clocks, and learning management into a single system. Plus you’ll still get all the benefits of payroll, HR, benefits administration, regulatory compliance, and beyond.
While its services are robust enough for companies of many different industries and sizes, it’s focused on helping small businesses manage their HR solutions.
That means if you’re a small business owner, you can focus on pulling the levers that boost growth instead.
Here are some of the available options from Vensure HR:
- Payroll administration
- Benefits solutions
- Risk management
- Workers’ comp
- HR solutions
Another unique standout of VensureHR is its flexibility. They won’t force you into a fixed or pre-built PEO package. Everything can be completely tailored to fit the unique needs of your business.
Many PEO services won’t be willing to work with less than 100 employees, but VensureHR has specific services set up for companies with 1-49 employees.
This means that small businesses can get all the help they need, even if they never plan on massive growth. They’ll still be able to offer comprehensive benefits without having to hire a full-time person in-house.
Should your company grow beyond 50 employees, VensureHR has dedicated plans for midsize and large businesses, too.
Pricing is obscured on the VensureHR website, but you can request a quote at any time by filling out a form.
How to Find the Best PEO Service Providers
There are 957 PEO companies in the USA! Find out which one is the best match for your specific needs. Enter your zip code below to begin.
There is quite a bit of information that must be taken into consideration when you’re evaluating a PEO service provider. Since so many companies seem to offer similar services, choosing the best fit for your business can be a challenge.
We’ll take you through the methodology that we used to come up with this guide. You can use these features as well during your search process.
Normally, pricing wouldn’t be something that we’d use to qualify options for a business service. Everyone has different budgets to work with, and taking that into consideration should go without saying.
However, this is a bit different when it comes to PEO services. That’s because PEO service providers rarely include pricing online. Since so much about this industry is customized, you’ll need to reach out to a sales rep for a quote.
This means that you’re forced to take a closer look at pricing as you’re comparing options side by side. You can see how different providers quote you for similar services and how your requests are bundled into a final package.
If you’re looking for a provider with transparent prices, Justworks will be a top option for you to consider. It offers simple PEO pricing for up to 174 employees. But beyond that, you’ll have to get in touch for a custom quote.
PEO providers are supposed to reduce costs and make your life easier as a business owner. But they should also have a positive impact on your employees.
Focusing on areas like retirement planning, health insurance, dental insurance, and vision coverage offered by a PEO will be appealing to your staff. Not only will this keep your employees happy, but it will also help you hire top-level talent.
All of these benefits should be very easy to access. Your PEO provider will help you set up your employee benefits so your staff can manage everything through a single dashboard.
This helps eliminate confusion during open enrollment and reduces the number of questions you need to field from your employees. For example, Justworks makes it easy for employees to walk through each step, and additional information is always just a click away.
Some PEO providers work with just one health insurance company, while others provide a wide range of options. If diverse plans from varying providers are important to you, then make sure you find a PEO solution that can accommodate those needs.
The best PEO providers offer robust and modern technology for employee self-service. Whether it’s a mobile app or web portal, your staff can access crucial information related to their pay, employee status, or benefits.
If the self-service options are not sufficient, you want to make sure that your PEO provider will be available to answer any questions via phone, email, or live chat for your employees.
Not only does this reduce the strain on your internal administrative work, but it also gives employees fast access to information on nights, weekends, and times when your office is closed.
Your staff should be able to do this without having to go directly through you to speak to an outsourced HR representative.
Business Size and Industry
A startup with five employees shouldn’t be evaluating the same PEO services as a franchise with 2,000 employees across 50 locations. Instead, you should be looking for a provider that works with companies similar to yours.
Some PEO providers even specialize in specific industries. Ideally, you want to work with a provider who understands your industry at a deeper level.
There’s only so much research you can do on your own via public resources. So we suggest shortlisting your top choices and getting in touch. They can provide references from other companies they work with who match your size and industry. It might be a red flag if they’re unable to provide that information.
Finding a PEO provider that already knows how to support your organization is the best-case scenario.
Beyond outsourcing payroll and other administrative tasks within the HR bucket, the best PEO providers offer powerful technology in addition to PEO services.
Even though you’re offloading the day-to-day responsibilities of key HR tasks, you’ll still want access to a central source of truth that contains all of your employee data. With or without the help of your PEO provider, you should be able to quickly view dashboards with valuable insights and information related to payroll costs, PTO data, employee churn, and more.
While all of the PEO service providers on our list are reputable options to consider, it’s still nice knowing that you have access to crucial data without having to jump through hoops. So you can verify information on your own without having to just blindly rely on the word of your service provider.
Generally speaking, you can expect robust HR technology to help hold your PEO provider accountable for what they’re doing. Without it, you could be left in the dark.
Every business has unique needs. Cookie-cutter PEO packages don’t work for everyone.
The vast majority of organizations will benefit from working with a PEO provider that truly customizes services. This goes beyond the initial agreement and extends into the working relationship with your PEO provider.
For example, maybe you’re not actively recruiting new employees, and you’re happy with your current applicant tracking system. So you don’t need your PEO to handle this for you right now.
But in a year, you may ultimately decide that you want to take advantage of other services offered by your PEO provider. You shouldn’t have to jump through hoops to add this to your agreement.
For smaller businesses that are still figuring out what they need, a fully customizable plan may not be necessary. You can simply work with PEO provider that offers pre-set packages so you know exactly what you’re getting.
Best PEO Service Providers: Your Top Questions Answered
The Top PEO Services in Summary
Hiring a PEO service provider can save you time and money if you need some assistance running payroll, managing benefits, and handling HR tasks.
Not every business is looking for the same thing in a PEO solution. Some companies want a full-service PEO package, while others just want an outsourced HR representative. Some PEO services are industry-specific, while others are intended for businesses of a certain size.