Times are tough! Getting a higher paying job or a second job is a great way to make some extra money, but it probably is not a realistic solution for you. A more realistic solution is to make smarter spending decisions. As the saying goes, “it is easier to save money than to make it.”
You don’t have to change your lifestyle by not buying things you want, but instead, try to save money by buying things that are on sale or look for better deals.
Billshrink
Recently, I was turned onto a new service called Billshrink. The cool thing about it is that it can help you save money on your credit card bill and your cell phone plan, without changing your spending habits or cutting back on your cell phone minutes.
Cell Phones
When you first sign up for Billshrink you are asked to enter in your cell phone number and your carrier password so that they can analyze your cell phone plan. Here is what mine looked like:
If you look at the picture above, you can see that Billshrink analyzes:
- How many minutes you are paying for every month versus the actual number you are using.
- The number of phones on your cell phone plan.
- If you use a data package.
- If you use text messaging.
- The areas in which you make calls from and the provider signal strength in those areas.
- The networks you most frequently call (Verizon, AT&T, T-Mobile, Sprint).
- What times you most frequently use your cell phone.
Based on these factors Billshrink tells you which cell phone plan/provider you can switch to and the amount you would save every month by switching. For example I am with Verizon and I pay $264.75 every month. If I switch to AT&T, I would save $2,968 over 2 years and that even includes the cost of breaking my Verizon contract. I know that may not sound like a lot of money to you, but that is roughly a years worth of cell phone payments.
Credit Cards
I currently have a Wells Fargo Visa credit card that I use to spend an average of $2050 every month. Most of that money goes towards entertainment, airfare and shopping. My credit score is good, and I pay my bill off in full every month.
What I found out about my credit card is that just because there isn’t any annual fee, doesn’t mean it is good. The Wells Fargo Visa card doesn’t have a good rewards program.
Because I am a jet setter Billshrink recommended that I switch to a United Airlines credit card. By doing this I will earn an extra $832 worth of rewards point within a year, which is two or three free domestic flights.
Deals
On top of using Billshrink, you should always look for deals. You can still buy what you want (within reason), but try to find a good price when making purchases.
Monthly Bills
In most cases there isn’t much you can do to save money on your monthly bills without changing your lifestyle. For example, if you want to save money on your electricity bill you can’t switch to a different provider, you have to use less electricity. But the thing is there are two monthly bills that you can easily reduce:
- Television – chances are subscribing to satellite or cable TV. Check out your plan and figure out if you actually watch all of those channels. If you don’t, cancel the channels you don’t watch. Other than that, you should play satellite and cable TV providers against each other. Call them up and tell them what another provider is offering you until you get a good deal.
- High speed Internet – there are tons of different high speed Internet options for you, all you have to do is find the cheapest and best one. Just like with satellite and cable TV providers, you can pin them up against each other. On top of that consider getting a lower high speed Internet package if you aren’t using it to download files. Trust me, you won’t notice a difference in speed.
Clothing
If you have a shopping addiction like me, you can save tons of money if you buy your cloths online compared to going to a store. For example, I shop at Banana Republic, Nordstroms, and Saks Fifth Avenue a lot. So instead of buying clothes from their retail stores, I buy them from their Internet store.
If you buy clothes from the Internet, you can use coupon codes to get good bargains. Here are some of the websites I use to find coupon codes:
- Retailmenot – find coupon codes for 20,000 online retail stores.
- Coupon Album – coupons for every online apparel store.
- eBay – you will be amazed how cheap 20% off coupons and gift cards go for on eBay.
Electronics
Best Buy and other electronics stores are a great place to buy gadgets if you want to get ripped off. Instead of going to the store to buy electronics, you should go to the store to figure out what you really like and want to buy.
After you figure out what you are going to buy, search blogs like Engadget, Gizmodo, and CrunchGear for special offers. On top of that you want to search price comparison engines like PriceGrabber, check popular ecommerce stores like Amazon, and browse eBay to see if you find a steal.
Conclusion
There are a ton of ways you can save money, you just have to get creative. What I propose to you is to leave a comment with a creative way you can save money without changing your lifestyle. Whoever comes up with the best way to save money will win a $100 from me.
A winner will be announced by 12am, Monday night (PST).
Update: The winner is Network 21.
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You need to check out mint.com. It is a service similar to quicken but the great thing is that Mint is free, which is always a good thing in a crappy economy.
I have checked out Mint, but is good at tracking how much money you have and your spending patterns. It isn’t great at helping you save money.
True, if they could only combine the two. That would be a killer product.
It would. I too am waiting for that. The problem is the application would get too complicated. Mint is already some what complicated.
I agree with you. Mint could have been a little less complicated.
Yep, it is really complicated…
billshrink’s free too!
Yep, they don’t charge you a dime.
There is nothing wrong in using free services like Mint.com. But my concern is how long the company would sustain itself if it has no revenue model?
I think they make affiliate commissions when you sign up for stuff they recommend.
Great Post, Just a shame I can’t get a credit card yet. Will check out the external link more just abit later. It’s great for saving money at such a situated time in the year.
Yea, I was shocked to find out that I mainly make calls to AT&T cell phone users. I guess it is time to switch.
I am the exact opposite. All calls from mostly Verizon Users.
Yea, it is going to vary per user. I probably text more than I call these days…
@Karl Hadwen
Why can’t you get a credit card? I got one just days out of bankruptcy! If I can get one…you can 2! You just gotta know where to look. Try HSBC as they have a lot of cards and gave me one literally the day my bankruptcy showed up as discharged on my credit report.
Good luck
Hmmm, this seems like another one of those US-only applications. Damn.
No biggie though, I don’t actually use a cell phone nor do I have a credit card. Instantly eliminated that problem.
International applications that do the same as Billshrink will come out sooner or later. Remember, the US is a small portion of the worlds population.
Many people fear credit cards, and many people use them inappropriately.
Look for credit cards with an initial interest free rate. There are many out there.
The best cards allow interest free(or low rate) on CASH advances/withdrawals (most cards CASH rate is extremely high, be aware), then good but not quite as good are interest free balance transfers, followed by cards with interest free purchases.
How my credit card made me thousands of dollars:
I was offered $20,000 card at 2.9% interest, with cash withdrawals at 2.9%!
I withdrew the whole amount in cash, put it in my high interest bank account/term deposit paying 8.5%.
I was getting paid 5.6% ($1120 a year) to have a credit card. So when the deal was about to expire all I did was do a balance transfer to a new card that charged 0% on balance transfers, and now getting paid $1700 a year. When the 0% rate finishes on that card you can bet I’m going to find another 0% rate card!
Interest rates will vary in each country, varying how much you can make, but you can bet their will be some form of arbitrage opportunity in every country.
an amazing model you have here….are you aware of any negative impact on your credit for carrying the outstanding balance? Or is the card a business card perhaps?
I would make sure to officially close the account of each card once the benefits have been used. Having 100 open credit card accounts linked to your credit report would not be a good look if someone does a credit check.
Also always always always pay the due minimum amount on time.
Thanks for providing more details.
From the little I know, it doesn’t have a negative impact.
The # of credit cards per say doesn’t have a negative impact on your credit cards. Rather, if you only have 2 or 3 credit cards (or 1), and then open up an additional 10, it will hurt your score temporarily (varies on length), because it will affect the average age of your cards.
Usually this negative impact is balanced out though by the increase in available credit, which will help your score.
What Network21 is somewhat describing is what is known as an AOR, which used to be a great money-making idea.. but with the poor savings rates now currently available (and the credit crunch), it’s not nearly as appealing. Though I will say, I made some decent cash last year doing an AOR!
Ah, so it is only a temporary impact on your credit score. Thanks for pointing that out.
AOR is a different process, but can be used in conjunction with the process I described.
Where I reside we do not have “credit scores” per se, and the interest rates are relatively high. There are certain countries with respectable rates of 12.75% (Brazil for one).
For the novice investor who’s thinking of taking out a loan in the US and investing in a Brazil bank account, the carry trade is not that simple, and has much higher risks, and off topic as this may definitely impact your lifestyle.
You definitely know a lot about finances. I had no idea what an AOR was until today.
It’s the tip of the iceberg. Finance is a passion of mine.
I’m working on an all encompassing finance educational site…watch this space.
You should consider blogging about finance.
Yes indeed, It’s in the works. The content is no problem, just the competition.
Just helping out so many others and other projects at the moment.
It is a competitive space, but I think you could partner up with some of them.
Good idea. You just want to be careful and not open too many cards.
Okay here’s one:
Re-shop your life insurance plan. Most people don’t know that the industry has put downward pressure on life insurance premiums, and it is cheaper now than it used to be. At the same time, your plan has probably increased a little every year as you kept it… that’s their business model. So, shop silently for a new plan and you’ll probably get a better premium than you have with that company you’ve been paying for 10 years. Of course, be very careful to make sure you are completely enrolled in a new plan before you cancel an old one (very careful).
Awesome! I am going to have to re-shop my life insurance plan.
Wow, I’m the son of a financial adviser (mainly in life insurance). Be VERY careful in canceling/switching life insurance!!
Also, if you have term life insurance, cancel it and get whole life insurance. It will cost more money each month, but you can pull that money back out (like a loan from yourself) later on. DO NOT EVER USE TERM LIFE INSURANCE!! Unless you’re using it as a alternative for a *very short* amount of time as you build enough income to support a whole life insurance policy. Term Life insurance is one of the main reasons insurance agents have bad reputations (inexperienced agents just showing people “this is less expensive right now” instead of showing them the long-term benefits of whole life insurance). It comes down to this: would you rather buy a house for life or rent your house for life? The financially smart answer should be to buy because whatever money you put into it, you’ll get back from it when/if you sell it; if you never sell it, all the money you put into it will go to your kids.
Any money that you put into whole life insurance builds in value at great interest rates and (in the USA) is TAX SHELTERED! Not to mention the fact that if you become disabled, the company will start putting away money for you (free money+interest!).
Feel free to contact me if you want more through financial advice (business or personal).
Thanks for the infomation and for offering free advice.
With a large family the best way for us to save money is shopping at a warehouse club (Sam’s). We pack lunches for three children weekly. Creavtive coking is another way to save on eating out. Making your own pizzas, subs, wraps, etc. are fun for the kids. We use NetFlix to cutback on going to the movies, doing anything outdoors with the kids is great and they will think you’re the coolest soccer player just for kicking the ball to them. The upside to cutting back is everyone wants to help out by being creative. Oh! Washing clothes in cold water helps them look better longer while saving on the electric bill and unlimited text messaging saves on anytime minutes.
Even for an individual stores like Costco and Sam’s Club are great. You can save a lot of money.
Man, that looks awesome
Pity I’m outside the U.S, but I guess one will come out that I can use sooner or later
Hopefully they expand to international markets.
Whenever you shop at an online store that has an option to “enter discount code” at checkout, I always know right then and there I’ve just saved myself 10-$100+ (in 90% of cases).
The trick is to google the same phrase wording they use eg “vip discount card number” “megamember voucher number” etc etc, and perhaps add additional search terms such as “20%, free, $10/$20, free shipping”. Almost every time I’ve done this I have found a valid discount for all stores I’ve shopped at.
Instead of going directly to a “discount coupon” site and being limited to the stores mentioned on one site (and limited offers for each store), by utilising the power of search engines you can search the whole internet including every discount coupon site, and get the best deal from them all.
Suprisingly I have found several tiny personal blogs obviously only visited by 10 people ever, that may mention the discount code in a passing comment, that ends up saving me $50 thanks to a quick google.
I’m really into the coupon code thing. Retailmenot.com is where I go first. Then, if I find nothing, I’ll use Google.
Another thing I’ve done over the last year is use BigCrumbs.com. They have a discount and cash-back program that often works alongside coupon codes!
I’ve saved mad money with their site and over the last year have received about $200 in cash back, deposited directly to my PayPal account!
I will check out the website. Thanks for the tip.
I love it! I tried that out earlier today and it worked for me.
Thanks for the tip!
its a complete reviews for ways to saving money.i wish i can do saving money for next month.thank you for this info neil
No problem. Hopefully you saved as much as I did.
Save on insurance: I got a letter in the post to renew my car insurance. The cost was the same as the previous year. I visited some free online comparison websites for car insurance and found quotes that were loads cheaper. So I rang my current insurance company and asked them to match it. They did. I got my yearly insurance reduced from £962.00 to £672.41, saving £289.59 (30%), and I didn’t have to up the excess or change anything.
So don’t just accept the renewal price – shop around! This can apply to all kinds of insurance (buildings, contents, pet, travel…).
Car insurance is a big one. People pay thousands a year on car insurance.
Start sharing your services. What I mean by this is ask your neighbors if they want to split the internet bill if they are using wireless internet. It might not seem like much but it ends up saving you hundreds of dollars.
Also, you can pretend that you are broke or in college. As you all know money was tight in college. Use this mindset and you will end up saving boats load of money.
I have tried this and it is doing wonders for me. You are not changing your lifestyle, you are just changing your mindset
Or you can leech off of your neighbors wifi connection.
Be careful with this, because it can be illegal in some places. Also, if the internet is in your name and your neighbor is doing illegal things on the internet (child porn, viruses, hacking, etc), you are ultimately, legally responsible.
Ouch. This is why my wifi is locked up.
Seems like a good site to help. But is it available in countries outside the US?
It isn’t right now.
Wow the site sounds promising. Will definitely make it one of the things to do this weekend. Thanks for sharing. All saving helps eh?
Jon
It does for me.
Great post. I like that Bill Overview feature. That’s kindof tight.
That is probably the best feature other than helping you save money.
Yeah, I thought that was pretty neat too. And of course saving money is always da bomb.
Yea the features is what makes me go back to Billshrink.
A great site I use to save money is: http://www.slickdeals.net
I remember my best was an xbox 360 when it retailed for $400, I got it for $120ish.
That was a pretty slick deal
LOL, that is a slick deal.
thanks for the link. A great site & concept
That site is addicting. There are tons of good deals on it.
It is a lot like Mint but I think I might like this one better. A lot of people right now could use a way to find out which bills they could cut out.
Yea, mint helps you track your spending, while Billshrink helps you save money.
BillShrink is a killer site – it’s saved me a few hundred bucks on a number of occasions
Awesome! Glad to see that it worked well for you.
“For example I am with Verizon and I pay $264.75 every month.”
Bullshit. You’d have ot be an absolute moron to be paying 264.75 each month right now. Any basic unlimited plan costs about half that.
It’s a nice number to throw out there for the sake of the article but you inflated it way too much for the sake of showing how much you could save if you weren’t a moron.
That is rude. Can we just concentrate on money saving tips here, which is the purpose of this article rather then finding false or true statements. This article was to help you save money. If you would had been a smart guy, you should had shared your opinion.
Technically that was his opinion.. You just weren’t that smart in analyzing the situation.
Not sure it is an opinion if the number is real.
Thanks Rana. The amount is actually how much I am paying. I have tons of lines.
DRoss — nice attempt in trying to call Neil on “bullshit” — But here is why you are the moron:
Take a look at the recommended plan Neil took a picture of: http://www.quicksprout.com/images/cellphoneadvisor.jpg
As you can see it says FamilyTalk+1addon … this means 3 lines. 3 phone lines could easily add up to 264$/month — Mine is actually 287/month.
Moron.
Thanks for backing me up.
I do, I have a ton of lines which why it is expensive.
Great site suggestion Neil! I checked it out and picked up a few money saving tips.
In terms of myself, I have not changed my lifestyle but have significantly cut my spending habits by the following ways:
First, I have learned to treat my money like little employees and like any big company out there, each employee has to get me back something that is worth more than I paid for (how else will a company profit?)…Anyways, as I spend now, I still shop at my favorite retailers but wait for sales.
In the past I would get a winter coat for $699 but now, before I get that same item, I always as the cashier if there is any sale coming up. 9 times out of 10, they know the exact time a sale will come up and will either hold it for you, or will put you an a basic email list that tells you of “% off” days. Doing this, I get the same items for a fraction.
Another way that I have saved money is by keeping a ledger. I know there are online sites that can do this, but when I have to write out my expense, it makes it more concrete in my head where I am being wasteful. For instance, I was going over my monthly budget a while back and noticed a trend in rising cable TV and home phone charges.
All I did was call the respective companies and within a matter of 10 mins on each call, I was able to chop my Cable TV bill down considerable and the same went with my phone bill. The savings combined leave over $500/year in my pocket now. Not bad for 20 minutes of work.
I know these are not creative, but they are definitely realistic and practical which enables anyone to consider putting into action before trying to pay for another product or service.
There are ways to cut back without changing your life around. I hope these are some you will consider.
That is a smart idea. Before I check out I will always ask the cashier if sales are coming up soon for the same item or similar items.
Hey it is nice service. You showed that how much money you save by using this service. I need to check it.
Yea, it worked really well for me.
I have been thinking of starting to sell stuff on eBay for some extra cash or a second job. Also I think it is harder to save money because right when you think you are doing good with money something happens (example a spark plug blowing out in your farm truck and it will cost $2500 to fix it).
I’ll have to tell my sister about this site because she is getting killed by all of her bills.
There are always unexpected events, you just have to save when you can.
Thanks for the great web site refence. If anything, people can use the site to gage what is in the market and simply give your provider a call. Spend a few minutes and many will lower your cost. Don’t give up if at first you don’t get the answer you want. Try again another day, and you might find the person able to give you the better rate.
For other money saving tips:
-By a home filter, a water bottle, and stop buying bottled water.
-Don’t buy pre-packaged individual packs of anything. Buy the bulk product and package them yourself. They may be convenient, but just look at the price per ounce for some sticker shock.
-If you have cash, see if there is a cash discount. The store makes more when you use cash and some will share the discount with you.
Good one. I waste a lot of money on bottled water.
Good tips for those living in places like the USA. However for people living in places like Vietnam, you *need* to buy bottled water. And not just any bottled water: brand name bottled water. When I lived in the States, I was a huge advocate for drinking from the tap or drinking from a filter and buying off-brand products. But in Vietnam (and places of similar growth), if you do that, you will surely get sick and possibly even fatally sick. Even just buying off-brand stuff, you would be surprised.
Yea, in some parts of the world you shouldn’t drink tap water.
Even bottled water, you need to be careful with. You have to buy name-brand (like Coca-cola’s or Nestle’s water). Many of them (just like in the states) will just put tap water in bottles, sometimes water that has been semi-filtered from the river.
I never thought about that. Good tip.
btw… Billshrink looks pretty cool. I am curious as to what is making AT&T cheaper for you than Verizon since both their cell phones plans are generally the same (a few differences like rollover vs. my friends and family).
Also, good call on avoiding best buy like the plague if you don’t want to get ripped off. I’m currently in the market for a digital camcorder, and the same model available online at 6ave or amazon is over $200 more expensive at Best Buy.
A site like fatwallet is pretty good too when it comes to financial advice.
One more thing… good call to Brennon for suggesting buying a water bottle and a filter to replace water bottles. Even though $4 for a 24 pack isn’t bad… it does add up if you drink a lot of water!
Maybe because Verizon doesn’t have any good text messaging plans?
I don’t know. In looking at their website, their texting plans are pretty much inline with the Big Red. I think both are still far too expensive, but they seem similar. I think, and this is what you may be referring to though, that AT&T has a better combo package with data and texting ($30)… though Verizon’s recent move to the “Connect” plan may be similar and at the same price. I’m gonna stop the guessing game on my behalf though and just get billshrink lol!
Yep, you should just sign up. They should be able to save you money.
Is it just me, or is truly easier to cut on your spending money rather than earning it? Where is the challenge? Why do we live? To cut your dreams, or to make them fulfill?
It is much easier to cut your spending. That is why I like living a frugal lifestyle.
I know it is easier, but the next question is: do you want to live frugal life?
I am just saying, you indeed must be rational with your money but why would you cut on your dreams if you can make them fulfill? And yes I know isn’t everything about the money. But still?
I do… I enjoy it a lot!
A have to admit you did shocked me I won’t lie to you and after thinking a little more about it, I completely understand you now and I respect you! Because this planet needs more people like you!
Thanks for the compliment!
I’m always looking for ways to save money and get good deals on things I want to buy. I had never heard of Billshrink. It sounds like a good service. As someone else already mentioned, Slickdeals.net is a great resource for finding good deals on all kinds of items. I visit Slickdeals.net almost every day. If you use iGoogle, there is a slickdeals widget you can use on your homepage. Dealnews.com is another site I recommend. Congratulations Network 21 for your winning idea! I might try it out.
You should check out Billshrink. You won’t be let down by it.
What up Neil. Great post. I am always trying to save time and money. Thanks for the info.
In this economy, we could all use some more money.
Ain’t that the truth. I think that it is so important right now that people stay focused and that they focus on the right task that are going to bring in the money per amount of time worked.
Right now tons of people are getting side tracked. I think that is what is making them lose more money.
I couldn’t agree more. Plus people want all the flashy shiny things they can get their hands on.
I totally agree that getting side tracked is a HUGE reason for losing money.
Yep, in this economy you have to be careful.
Yo! Nice program.
I used to suck at keeping track of my finances until I finally started using Mint. Now that I have this thing too…watch out!! I’m gonna be a penny pincher.
Awesome! I like that attitude.
Thanks for mentioning mint.com, Johnny. I’ve never heard of it. I’ve been considering buying Quicken to track my expenses, but if mint will do the same thing for free, I’ll use that. Of course, I will also try Billshrink. Does anyone have any other financial services/sites they recommend?
I don’t know of any other good online tools. Those 2 are worth trying.
Nice! I can’t wait to check this out. I am looking for a new phone and plan. Right now I have a four year old Verizon v tech. I love it but Pops doesn’t want to pay the bill anymore and I am old enough to take care of it.
So this program should do the work for me and maybe even save my dad some loot!
I love Verizon. They have the best service out there.
I’ve never had Verizon, but I’ve heard they have the reputation for having the best service like you said. I have T-Mobile, and I’ve been happy with them. I think they offer the best combination of price and performance.
You should try Verizon out.
I have Verizon and they work pretty good for me. I think you should definitely check them out.
It is a great service, but it is also expensive.
That they do my friend!~ They are up there in expense but you do get what you pay for. And Verizon I think is worth it!
It is. Most service providers don’t have signal in my house.
I signed up for Mint, but I was unable to connect to my bank account. My credit union was available, but I couldn’t connect to my account.
That sucks. I would email their support.
I have actually had the exact same problems. I actually really like Mint but the fact that it doesn’t link with my credit union (where I have a checking account & auto loan) and can’t monitor my stocks from tradeking really detracts from it in my book….especially the tradeking one. Tradeking is a fairly widely used stock trading site so to not have it is a bummer.
Weird, it works perfectly fine for me.
Billshrink.com helps you find the best cell phone plan based on your usage, the average amount you spend per month and your coverage area by comparing the available plans from the four major carriers. You should also inquire with your carrier about corporate or affiliate discounts that may be offered on your existing plan.
That is a good way to save some money.
I love this service. It doesn’t do anything that you wouldn’t be able to do manualy but doing it by yourself would take insane ammounts of time and dedication to research all the possible options.
It is one of my favorite apps on the web. Credit card companies should integrate billshrink into their backend.
Awesome service. It’s really great that these technological advancements help to make things easier for us. Thank God for technological advancements, right? Way to go, BillShrink – I hope you can shrink my bills too,
Thanks! I hope it helps you save some dough.
Sounds like a really great service. Anything that can help save money in this economy will surly be successful. I love how it suggest new products that will save you money
It can help you save a lot of money. It did for me.
sound good, but actually to good to be true. most telco and credit card providers change theur offerings too frequently to stay on top and compare…. but I will give it a try.
You should. It will help you save money.
Billshrink is an excellent idea….I will see what savings it can make for me !!! haha Thanks
It is. Just think of it as a modern Lower My Bills.
I don’t know about this. I do have to give this kudos because your are pushing it I might take a closer look. I noticed this post is a month old, are you still using this service?
I am and I love it!
Mint has always been my preferred number one… It’s sleek, nicely designed and works like a charm. But BillShrink looks good aswell though.
It isn’t bad, but Mint hasn’t helped me save money.
Timely post, Neil. I wish I had a shopping habit that I could break, but it’s simply raising children, running a house, and funding a couple of businesses that has me going. I am going to check out that BillShrink site though. Thanks for the recommendations.
No problem. If you use Billshrink hopefully you will save some dough to spend on shopping.
After you recommended, I tried this service. Apparently I have the most feasible phone plan. My credit card is among the top ones they recommend, and they couldn’t recommend any gas stations for me…. So I guess my research was good.
Congrats! I guess my research wasn’t too good when I picked a phone plan.
Hello Neil Your explanation about money saving is just perfect but this is the season to be collectively gouged by the government for a significant portion of our hard earned income. Tax season is typically not a favorite among Americans, unless you are eligible for a refund, of course. In order to offer a meager morale booster in this financially gloomy month, we have put together, for your enjoyment, a collection of strange, entertaining and little-known facts surrounding April 15th.
Yea, I really hated tax season this year. I got screwed.
I think billshrink is one of its kind as of now. Clever use of analytics there. Though I also know of some companies working on a similar concept.
It is the first of its kind. One of the best sites on the web.
Someone should seriously start a tool like this for non-American countries… wait, maybe I could that
-Josh
I agree. I think Billshrink is already on that path.
This sounds interesting…the money saving part will surely attract more people. Clearly BillShrink is handy. It not only saves time but money too. Thank you for sharing this useful information with us. I will tell all my friends about it.
It is an awesome free service that can save you a ton of money.
Wow! That’s a big saving. That’s over 2,000 thousand dollars you save on your bill. I would love to get my hands on that deal. It’s weird how the troubling economy can cause people to create ideas on saving and creation really fascinating.
Yea it was a good savings for me. Every penny adds up.
Checked out the Bill Shrink site, but apparently I manager my budget very well and am already getting the best bang for the buck.
Good share though, I’m sure a lot of people can benefit from something like this given the downturn in the economy.
Awesome. At least you weren’t wasting money like me.
wow, I will have a closer look at Billshrink tonight.. hope to brin my bills down.
You should try it out, it will save you money.
After you recommended, I tried this service. Apparently I have the most feasible phone plan. My credit card is among the top ones they recommend, and they couldn’t recommend any gas stations for me…. So I guess my research was good.
Good for you! Unfortunately most of the people out there won’t be in the same boat as you, so consider yourself one smart person
Wow! That’s a big saving. That’s over 2,000 thousand dollars you save on your bill. I would love to get my hands on that deal. It’s weird how the troubling economy can cause people to create ideas on saving and creation really fascinating.
Billshrink has been a big money saver for MANY people out there, that’s why I’m such an advocate promoter.
Its oh my God this site is really amazing lots of tips for making money..
Please keep posting.
The online equivalent of offline saving would be to always check for discount voucher codes before checkout.
I can’t count the amount of times that I’ve been buying clothes online (in a sale) and found discount vouchers which work meaning even more money off!
Yea, I agree there are so many sources online for coupons that you can use both in store and off that can save you a lot. In a time like this, every penny is important.
Sounds like something worth checking out in this economy. I am struggling with some depth and I plan to honestly check this out soon as I get a chance. Thanks for the review Neil.
Perfect, Be sure to let me know how much you can save by switching over your services.
I can’t count the amount of times that I’ve been buying clothes online (in a sale) and found discount vouchers which work meaning even more money off!
See BillShrink demo-ed live on September 19 at 2pm PDT at http://www.technewsla.com. BillShrink’s CEO, Peter Pham, will be on hand to help with the demo and answer questions from the audience.
Thanks for sharing that Ashley! They have an awesome service.
Hi Neil.Just wanted to ask about comments.Why are all comments mixed up.its hard to follow discusion
My site still has a few bugs that need to be fixed. It should be cleared up shortly.
Hi Neil, great work! I read your post very carefully and it’s very helpful! e.g. the Retailmenot is one of the largest coupon codes website and I do think the online coupons are more important than ever to people trying to save money on their shopping online.
That is the biggest site out there on coupon codes. Billshrink helps you more in the long run though. With recurring bills like cell phones…
I really love this kind of system. When I was an affiliate for Cognigen I would use the same system to promote people to change their phone service to earn monthly commission.
I have not used BillShrink but it is an awesome business model.
Well they have a completely different setup but I highly recommend you use them.
Making money is not an easy task, but at least we can save what we have received. This is another way to have some bucks in the pocket if we cant find ways to make money.
Exactly… and Billshrink is a great free tool to help you do just that.
It’s a pity they’re only running in the US. I could use this more than most! Hopefully they’ll make their way down under some time soon…
Yeah, they are growing quite rapidly, so hopefully you see them soon enough. I’m sure they have similar services where you’re from anyway.
No problem, I hope it helps you save some money.