Comments on: American Express Centurion: Once you go black, you never go back

By: OH

OH — Sun, 05 Feb 2012 13:51:30 +0000

Niel, If I have a business gold rewards card and a personal platinum card (both amex) and I spend over 250k on both cards combined, would I be qualified for the Centurion card?

By: Taylor Scott

Taylor Scott — Sat, 21 Jan 2012 02:03:05 +0000

Answer = if you’re business has a gross sales of above $4Million in a calendar year – Amex will move you from their “small business” card – which requires a personal guarantee from an officer / owner to their “corporate payment solution card” . There is no guarantee and you can give them to whoever you want. I have 8 employees all with corporate amex cards w/ $25k limits – no guarantee.

By: Taylor Scott

Taylor Scott — Sat, 21 Jan 2012 01:59:54 +0000

Hey Niel, I read this a while ago – and it has been my goal to get a black card for a long time since I used to have to use my old bosses for a while, and I never bought anything anywhere without someone commenting on it. It was awesome. But it wasn’t mine lol. So anyways, I got the platinum for my business. They started me with the lowest limit possible $25k / month. Which I maxed every month and paid on time. I got the card in March of 2011 mind you. Then in August after lots of complaining that I couldn’t even buy a private flight for 25k they raised my limit to $50k in August. I didn’t max every time, but it was well in the 30s and 40s and paid every month on time. I don’t know if my rep is playing dumb or not, but I calculated what I spent and paid off from March 2011 – December 28, 2011 and it was $228,590…. by now it’s well over 250, but when I asked my rep how to get one – she said “oh I don’t know, I’ve only heard invitation only” then she told me to “let her know if I found anything out” …. what can I do? If they raise our limit to what I’ve asked for I’ll start spending $150k/month on the card (cause we’ll move payroll etc., there for the points and benefits) but my goal is really the card. It’s awesome looking, feels cool cause it’s so heavy, and for a business you couldn’t ask for a better conversation piece when you buy a client dinner or a cup of coffee. Any help you can provide would be GREAT!!

By: Ryan

Ryan — Fri, 13 Jan 2012 17:52:39 +0000

I was always curious as to what the benefits and requirements were for this card. I’ve seen a handful of them over the years and I’ve noticed that card carriers typically are pretty happy people. One day…

By: rudeboyrg

rudeboyrg — Sun, 08 Jan 2012 17:54:57 +0000

Application Fee: 5,000

Annual Fee: 2,500

Major retail benefit: You can have a personal shopper with you to help you find everything you need at Saks, Gucci,etc. If you hate shopping, American Express can close down certain shops so you can be the only shopper in the store and you will not have to deal with lines.

Calling Amex Centurian to arrange for them to close down “KMart” while a personal shopper assists you: PRICELESS !!

By: cheese of the month

cheese of the month — Wed, 21 Dec 2011 19:30:46 +0000

One day hopefully I can get to the point where I can get a Black card. Don’t you have to be invited in order to become a member?

By: Social Bullets

Social Bullets — Mon, 19 Dec 2011 10:03:33 +0000

Yeah that’s true Neil, are you satisfied?

By: Junior

Junior — Sat, 26 Nov 2011 19:43:49 +0000

This might sound stupid, but I’ve been wondering about this black card as I hear rappers and actors have them (I thought they only had these), but thanks for explaining. My question was, say someone is thinking about buying an expensive car say a Ferrari, do they just walk up and hand the card? Or how does that work? Do they get 0% finance? Thanks again for this good expla

By: Jason Bruster

Jason Bruster — Mon, 21 Nov 2011 23:09:20 +0000

“After that day, I knew I wanted one but was not sure how to obtain one without having any credit (I don’t own a house or car, and all of my credit cards are company credit cards).” How would you be able to get business credit cards without signing as a guarantor? Whether it is a start up company or a seasoned business with impressive financials, all big banks offering business credit cards require a guarantor. So if you didn’t have any personal credit how would you be able to obtain all of your business credit cards?

By: Shawn

Shawn — Fri, 18 Nov 2011 09:11:38 +0000

I was always interested in Centurion, however I applied for the Platinum paying £300/year and have had it for last two years or so. I can tell you that I get almost all benefits mentioned here for Centurion on my Platinum including very helpful concierge service and hotel memberships as well as upgrades, entertainment etc. I think the only missing services on my card are free travel for friends/relatives and personal shoppers. I’d love to have that black card in my wallet but do not see any significant difference with platinum.

By: Reiki Bedfordshire

Reiki Bedfordshire — Sat, 22 Oct 2011 10:52:48 +0000

Sounds like a wonderful way to spend money for your business, although until today I had never heard of this card. Perhaps one day in the future I will be able to aspire to having one……….. ah well, it´s nice to dream.

By: J Centurion

J Centurion — Sun, 09 Oct 2011 23:04:53 +0000

Awesome post Neil. The Centurion card is an awesome card and definitely pays for itself when you travel. I am a centurion card holder myself, the personal card not the business card. Aside from all the cool benefits, the reactions I get are pretty funny too.

By: The Fincherator

The Fincherator — Wed, 05 Oct 2011 07:48:47 +0000

Wow that really makes me think twice of getting a black card. If they come discounts or special promotions at our local home depot store, this would be perfect for my upcoming home tiling project.

By: dcs

dcs — Tue, 04 Oct 2011 17:39:30 +0000

Just curious… what payroll companies can I pay with a credit card?

By: motty charnas

motty charnas — Tue, 27 Sep 2011 03:23:20 +0000

I have the business platinum American express.
Doesn’t that give you almost all the benefits. You have on the black card?
And it only cost $400 a year!

By: deri ceket

deri ceket — Wed, 14 Sep 2011 06:51:28 +0000

I’d have to agree with ‘Withheld for Security Reasons’.

Save your money, they are mainly promoting an image for people to feel rich when they are not.

The truly wealthy don’t need to show it off.

By: Go Daddy Promo Code

Go Daddy Promo Code — Tue, 13 Sep 2011 22:31:08 +0000

I think the black card is more about prestige than anything else. But I’m not big into racking up debt so I’ll pass all together.

By: credit card sooz

credit card sooz — Tue, 30 Aug 2011 23:45:31 +0000

I think that sometime people miss a fundamental point of these high-annual-fee cards (whether it’s the Centurions $2500 or Visa Black’s $495). It’s really simple: if you complain about the annual fee, then clearly the card’s probably not for you! The kind of people who have it drop $500 for a dinner whenever they feel like it, or $2500 for a pair of shoes they wear once. A $50,000 monthly income probably doesn’t even think about the $200 monthly cost of American Express’ Centurion card.

Just my two cents. Because that’s about all I’ve got.
Great and informative post!

By: BC Housewife

BC Housewife — Tue, 26 Jul 2011 15:05:45 +0000

They did, however, bounce Continental…

By: Work Routine

Work Routine — Fri, 24 Jun 2011 11:43:03 +0000

The personal concierge deals with everything else such as shopping and fine dining. This is probably the most used because not only can you use the concierge service, but also you are allowed to give others access to use it as well (family and assistants).
————-
satti

By: Amna Sheikh

Amna Sheikh — Fri, 27 May 2011 16:25:34 +0000

Black card is new way of american express. I have learned more about from http://t.co/6KOftiV so i recommend for everyone!

By: five finger shoes

five finger shoes — Sat, 07 May 2011 06:09:08 +0000

Prestige who needs that, not Visa! They have a black card with no prestige

By: Neil Patel

Neil Patel — Sat, 30 Apr 2011 18:13:28 +0000

To be honest, I know nothing about mortgages in Europe. I say you consult a professional. Thanks for reading my post. I hope everything is well in Mexico

By: Orry Boy

Orry Boy — Sat, 30 Apr 2011 07:27:15 +0000

Hey Neil i hope you are doing great and enjoying the world traveling which is my favourite thing to do. I was wondering if you know how to pay for a house in europe worth 2 000 000 euros ? i mean whats the easiest, safest, cheapest way to do it.

Greeting from Mexico. Congratulation for your website i like it

By: Neil Patel

Neil Patel — Thu, 21 Apr 2011 19:17:48 +0000

Thanks, I am glad you find the material useful. It isn’t mandatory but theoretically you should spending around that range to maintain it.

By: Duc

Duc — Thu, 21 Apr 2011 06:17:59 +0000

Once approve for the Amex Centurion Card, Is it mandatory to spend a minimum of 250k yearly? Or does it only apply just to be approve for the card?

Side note: Great source and info your providing!!! Thanks!!

By: Neil Patel

Neil Patel — Mon, 18 Apr 2011 20:23:14 +0000

Yes, definitely. It’s a great asset if you are looking to get stuff off the ground. It’s a start-up catalyst.

By: Buy Cheap Cigars Online

Buy Cheap Cigars Online — Mon, 18 Apr 2011 19:17:49 +0000

Thanks for all of the useful information on how to qualify for the card even if you are lacking in major assets. It’s good to know how your connections with companies can end up being such a great asset in times like this. And the benefits associated with the Centurion card definitely make it worth pursuing.

By: Dorlisa

Dorlisa — Wed, 13 Apr 2011 08:18:42 +0000

I live in Texas, and had not thought to use my card at all… Great advice, I believe I will use it constantly on a new business. Does anyone have any ideas on a lucrative growing business in Texas.. All ideas would be greatly appreciated.

By: Neil Patel

Neil Patel — Thu, 07 Apr 2011 17:42:52 +0000

That’s a good point. Paying off your cards on a regular basis, in cash, is vital to maintaining your financial well-being.